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Our mortgage professionals can help you determine the loan amount you qualify for and the monthly mortgage payment amount that's right for you. In the prequalification process, we determine your borrowing capacity by reviewing your income, assets, debts, employment, and other circumstances. It's short and to the point - We take pride in keeping the paperwork light!
After you are determined to be eligible, we will prove our confidence in your capacity to qualify for a mortgage by presenting you with a Pre-Qualification Letter that you can present to realtors and sellers during your home search.
When you're ready to make an offer on your dream home, having the pre-qualification letter in advance will put you ahead of the game! First, it helps you understand how much you can offer. Second, and most important, your pre-qualification status will give the seller confidence in your borrowing power and they could be more likely to accept your offer. You will have the influence of a buyer ready to make a deal and sign a contract.
Have questions about pre-qualifying? Let us guide you through every step of the way!
334-285-8850